Addresscloud adds Skyblu’s high-resolution European wildfire model as climate risk intensifies

Geo-coding and property intelligence expert Addresscloud has announced the availability of a high-resolution, pan-European wildfire risk model developed by Skyblu, as insurers prepare for another summer of elevated wildfire risk across Europe.

The move comes as wildfire activity across Europe continues to surge, with more than double the area burned in recent years compared to the early 2000s, putting pressure on insurers to improve risk selection and pricing.

The new model delivers 20-metre resolution risk scoring across Europe, offering significantly greater granularity than traditional datasets. Built using satellite observations from 2001–2023 and enriched with climate and vegetation data, it provides forward-looking wildfire probability insights for 2026–2030.

Covering territories from Portugal to Poland and the UK to Greece, the model is designed to help insurers identify emerging wildfire risk in regions not historically associated with fire exposure.

The model has been validated against real-world conditions, achieving strong predictive performance (AUC ~0.9), and incorporates key risk drivers including historical fire activity, weather patterns, and vegetation types.

Available through Addresscloud’s platform, the dataset is already being used to support insurers and MGAs with European portfolios, including those operating in France, Spain, and Poland.

The partnership reflects growing demand for high-resolution climate intelligence in underwriting, with both companies already supporting wind and hail risk modelling in selected markets such as France and Spain, and planning a broader European rollout.

Mark Varley, CEO of Addresscloud, said:

“Wildfire risk in Europe is evolving quickly, and insurers are having to adapt to a much more dynamic and complex risk landscape. Access to precise, forward-looking data is becoming essential for underwriting and portfolio management. By combining Skyblu’s modelling expertise with our platform, we’re enabling insurers to assess risk at a far more granular level and make more informed decisions.”

CEO of Skyblu, Kinga Kita-Wojciechowska, added:

“We built this model with real underwriting use cases in mind, focusing on both accuracy and usability. As climate patterns shift, insurers need to understand risk at a much more local level. High-resolution data allows them to identify emerging hotspots, manage exposure more effectively, and respond to changing conditions with greater confidence.

Skyblu will be presenting the model and its underwriting applications at Addresscloud Academy on 4^th June, 2026.”