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Make real-time decisions at point of underwriting against your bound book to avoid expensive accumulation issues.

Do you understand accumulated risks before you go on cover?

Our Exposure API allows portfolio underwriters to set limits and referral triggers to alert users and coverholders of a potential accumulation issue before going on cover. Limits can be set at fire block, flood catchment, postcode, CRESTA or configurable radius level or any custom layer.

Can you quickly understand potential losses following an event?

The Addresscloud Exposure service powers our Risk application which is designed to provide underwriters with an easy-to-use application to quickly gain insight into their portfolio. Following an event, underwriters can use a custom boundary or pre-defined footprint to quickly understand potential losses.

Does your underwriting system provide accumulation information?

The Exposure API can be easily integrated into any application to provide total accumulations by peril along with RAG scores to trigger referrals or declines. Addresscloud are working with leading policy admin providers to develop turn-key integrations to simplify rollout.

Delivering insurance innovation

Addresscloud services are trusted by the world’s top insurers

what our clients say

Addresscloud, as a recognised leader in UK address matching and property intelligence, is perfectly placed to deliver a new improved service for our users, along with operational and cost efficiencies for the Flood Re business.


Flood Re

There’s a lot of questions asked in Home insurance quotes and some of them can be pretty tricky, the Addresscloud data and services really help us deliver a better service for our customers.

Head of Home Insurance Product

Compare the Market

Addresscloud’s API approach for delivering data means our customers can benefit from more accurate pricing.



Addresscloud has been able to deliver highly accurate address and perils data that has allowed us to set the benchmark for our industry in taking a true data science approach to underwriting.

Head of Underwriting

Eaton Gate

Addresscloud in Action

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