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Real-time exposure management for underwriters to avoid accumulation risks before they happen.


Intuitive, fast and configurable exposure management

Addresscloud Risk provides underwriters with a fully managed service for managing exposure at the pre-bind, post-bind and post-event stages of the policy lifecycle. Quickly understand hot-spots of risk and exposure to major events.

Do you understand accumulated risks before you go on cover?

Risk, combined with our Exposure API, allows portfolio underwriters to set limits and referral triggers to alert users and coverholders of a potential accumulation issue before going on cover. Limits can be set for a fire block, flood catchment, postcode, CRESTA zone, radius or any custom layer.

Do you know the top peril exposed areas in your portfolio?

Risk provides underwriters with the ability to filter by peril scores including flood, (wild)fire, earthquake and (wind)storm. Users can choose to aggregate exposure by a range of adhoc and pre-defined peril boundaries including flood catchments and fire blocks for the largest 500 cities on the planet.

Can you quickly understand potential losses following an event?

Following an event, underwriters can use a custom boundary or pre-defined footprint to quickly understand potential losses on our easy-to-use interface. Our library of recent and historic events includes storms, earthquakes, wildfires and floods as well as simulated disaster scenarios.

Delivering insurance innovation

Addresscloud services are trusted by the world’s top insurers

what our clients say

Addresscloud, as a recognised leader in UK address matching and property intelligence, is perfectly placed to deliver a new improved service for our users, along with operational and cost efficiencies for the Flood Re business.


Flood Re

There’s a lot of questions asked in Home insurance quotes and some of them can be pretty tricky, the Addresscloud data and services really help us deliver a better service for our customers.

Head of Home Insurance Product

Compare the Market

Addresscloud’s API approach for delivering data means our customers can benefit from more accurate pricing.



Addresscloud has been able to deliver highly accurate address and perils data that has allowed us to set the benchmark for our industry in taking a true data science approach to underwriting.

Head of Underwriting

Eaton Gate

Addresscloud in Action

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