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Peril Scores

Match addresses to peril and climate risk scores for enhanced pricing and underwriting.

Are you underwriting peril scores at building level?

With key perils including flood, subsidence, windstorm, fire, and crime from industry leading data providers, combined with our own unique insight, we have property peril risk covered. Our API services are used by insurers and their coverholders to improve the risk selection process.

Is every risk you write priced at the building level?

Addresscloud helps insurers adopt true address-level underwriting using accurate risk information rather than penalising customers for postcode level generalisations. Addresscloud’s API Solutions can be integrated directly into rating engines so customers can immediately benefit from accurate pricing.

Do you understand peril and climate risk across your portfolio?

Addresscloud can process quotation schedules or entire portfolios to cleanse and enrich with rooftop coordinates and a wide range of peril scores and climate indicators. Our services can be used to understand hotspots of risk and compare your in force book against national averages by peril.

Delivering insurance innovation

Addresscloud services are trusted by the world’s top insurers

What our clients say

Addresscloud, as a recognised leader in UK address matching and property intelligence, is perfectly placed to deliver a new improved service for our users, along with operational and cost efficiencies for the Flood Re business.


Flood Re

There’s a lot of questions asked in Home insurance quotes and some of them can be pretty tricky, the Addresscloud data and services really help us deliver a better service for our customers.

Head of Home Insurance Product

Compare the Market

Addresscloud’s API approach for delivering data means our customers can benefit from more accurate pricing.



Addresscloud has been able to deliver highly accurate address and perils data that has allowed us to set the benchmark for our industry in taking a true data science approach to underwriting.

Head of Underwriting

Eaton Gate

Addresscloud in Action

Peril Scores Solutions

Make informed decisions on peril and climate risk

Our API services are used by insurers and their coverholders to improve the risk selection process.

  1. Intelligence delivers sub-second performance for complex geospatial queries by pre-processing scores for every address.
  2. We only use high quality data from market leading partners and government sources for high quality insight that you can trust.
  3. Built on the latest serverless cloud technology, Intelligence processes over 80 million transactions a month with 99.99% uptime.

Addresscloud in Action

See how Addresscloud services are helping our customers solve real-world challenges.

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Find out how Addresscloud can help you

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