It all starts with an address

We transform addresses into decision-ready building intelligence, enabling insurers to make better risk decisions.

What We Do

Addresscloud is the Geo Risk Platform for underwriting and pre-bind decision intelligence

We take something simple, an address, and turn it into structured, usable insight that supports real decisions across underwriting, pricing and exposure management.

Not as an add-on. But embedded directly into the way insurers already work.

How it started

Built Open by nature

Addresscloud started with a shared belief that underwriting decisions deserved better location intelligence.

Mark Varley and Tomas Holderness came at the challenge from different worlds — geospatial technology and insurance operations — but saw the same problem.

Too many insurance decisions were being made using fragmented, inconsistent or closed data systems that limited visibility and slowed underwriting confidence.

So they built Addresscloud differently.

Using open-source geospatial technology as a foundation, they created a platform designed to make property, peril and exposure intelligence more connected, flexible and operationally usable inside real insurance workflows.

Not as another standalone mapping tool or static dataset. But as ‘underwriting intelligence’ embedded directly into the way insurers already work.